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About Bayport

Bayport Financial Services provides financial solutions that enable the positive in our customers’ lives. Established in 2004, Bayport has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa.

Through our nationwide multifaceted distribution footprint we are able to effectively service the needs of our customers no matter how remote their location through our loans and insurance product offerings.

Vision and Mission

Our mission

Bayport’s mission is to provide financial solutions suited to the needs of an inclusive and broad customer base; embracing technology, product leadership and innovation and so becoming the leading developing market financial solutions provider.

Our vision

Our vision is to be the most valued financial solutions brand in our chosen markets by providing a broad range of unique and relevant financial solutions tailored to the needs of our customers.

To achieve this, Bayport will engineer a new reality in financial services provision; and will be recognised for consistently demonstrating the highest standard of care, responsibility and innovation.

What we believe in: Our core values

  • Empowerment
  • Responsibility
  • Innovation
  • Simplicity
  • Partnership
  • Relevance

 Apply for an online loan of up to R250,000 with Bayport

Bayport offers personal loans of up to *R250,000 with up to *84 months to pay

*Personal credit and risk profile dependent. Ts and Cs apply.

Whether you need a loan to consolidate all your debt, are considering starting your own business, or need to fund your family’s education, Bayport is here to help you apply for a personal loan to suit your needs and our customers enjoy a host of benefits.

Why apply for a Bayport Personal Loan?

As a Bayport customer, we want to make your journey with us a convenient and simple one.

Here are some of the benefits that our customers enjoy:

  • Free 24/7 Access to online statements

Easy access to online statements and to make secure payments

  • 24/7 self-service on our mobile app

Dedicated and professional support via our Mobile App, Website or WhatsApp.

  • Get a free credit health report

Get access to a free credit health report each month

Your unsecured personal loan is insured

Your personal loan is insured in the event of death, disability or retrenchment.

  • Bayport offers personal loans from R1,000 to R250,000.
  • Settle all other debts with a debt consolidation loan.
  • Flexible repayment terms from 6 to 84 months.
  • Tailored financial wellness solutions through our Employee Wellness partnerships.
  • A fixed interest rate throughout your loan term.
  • Access to online financial affordability calculators, financial literacy resources and financial planning tools.
  • Dedicated and professional support via our Mobile App, Website or WhatsApp.
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goals.

Bayport offers a simple online loan application process with an answer in just minutes

It is a simple and convenient process to apply for a Bayport personal loan online.

  • Register
  • Apply
  • Affordability
  • assessment
  • Approve
  • Receive money

Step 1: Register and activate your free Bayport account

You will need to provide us with your contact details and create a password for your Bayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.

Representative example of a R100,000 loan repaid over 72 months

(including interest, fees and insurance*)

Interest rate (APR)** Credit Advanced Term of Loan Monthly Insurance Premium Monthly Service Fee Total Installment
20% R100,000 72 Months R556.64 R69.00 R3,050.00

*The amount of the total installment will remain unchanged throughout the term of the agreement

**Risk profile dependent

You will need these documents when applying for your personal loan

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South African ID

Proof of residence not older than 3 months

Latest payslip

Last 3 months’ bank statements

Continue your application where you left off

Upload your documents when you have them, anytime.

We will hold onto your application details in the section where you left off – No need to start over!

Contact us

Business operating hours

Monday – Friday (excluding public holidays)

08h00 to 17h00

Saturdays

08h00 to 13h00

Department contact details

Sales:   0872874001

Payments and payment arrangements:            0872874002

Customer Service:       0872874003 , clientcare@bayport.co.za

Bayport Money Solutions:      0872874004

Digital technical support for online applications:       Click here

Fax:     +27 (0) 866243289

Head office South Africa

Tel: +27 (0) 87 287 4000

Fax: +27 (0) 115801146

GPS: -26°06’18.6″S 28°03’11.5″E

3 Alice Lane

Sandton

2196

South Africa

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