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Absa personal loan – Absa personal loan application online; The Absa personal loan is one of the most popular personal loans in South Africa. This is because Absa is one of the leading banks in South Africa. In addition, when you apply for an Absa personal loan, Absa promises to give you the best interest rate. As a matter of fact, Absa promises that if you switch your personal loan to them and get a lower interest rate elsewhere, they’ll beat it, subject to their terms and conditions. In this article, we will look what you need to apply for an Absa personal loan and how you can apply for the loan.

Absa Personal Loan Overview

How much Absa Personal Loan Provides

Loan Amount: Up to R350 000

The Minimum amount of loan and interest you will need to repay on Absa Personal Loan

Interest Rate: Personalised Annual Percentage Interest Rate (APR), up to the maximum of prime +17,5%.

The relevant time to repay the loan repayment – repayment of Boodle loan

Terms: From 12 to 84 months (from 2 months for current Absa customers)

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Representative Example:

Loan Amount:                R50 000
Terms:                             36 Months
Interest Rate:                 21%
Initiation Fee:                 R1 207.50
Service Fee:                     R69
Monthly Repayment:    R2 135.74
Total Repayment:          R76 469.25

How to apply and get your money fast

All you need is

  • Your ID book or card
  • Proof of residence (not older than 3 months)
  • Last 3 months payslips or bank statements
  • Also on the other hand you can apply online via 0860 100 321.
  • You can apply via the Mobile Banking App, through the branch or by calling 0860 100 321.

Absa Personal Loan Contact Number

Website:  www.absa.co.za
Telephone: 0860 100 372
Address: 7th Floor Absa Towers West 15 Troye Street Johannesburg 2001

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